Scam alert! Beware of fake bank alert

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According to a trusted source, one Mr Babatunde Olaogun, allegedly sent a fake bank alert to his customer after buying 25 laptops worth N4.5 million. It was learnt that after buying the laptops, Olaogun promised to pay within two weeks but refused to pay

The fake alert was used as evidence of payment of 2.5 million Naira. When apprehended by the Lagos state police officials, the alleged man said he sent the alert not to scam his customer but to calm him. This is due to the fact that, he sold the laptops to another man who refuse to pay him.

Another case of the same type, three years ago was reported by a trusted website. This involve a man trying to use fake alert to defraud a bureau de changer of 5 million Naira. From my own point of view, this fraud is becoming rampant and less known by many. 

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Although, banks are trying their best to protect customers. This new method has little or no way to discover. This is due to the fact that this scammers use the bulk sms sender with the bank name as the sender. We at Angrycheat are always at alert with up-to-date tricks. We cracked top 5 ways to know or protect you from fake sms alert.

  1. Invalid or fake account balance: one major thing the scammer won’t be able to get off with is deducing the correct amount in your account. Therefore, if you recieve a bank alert that didn’t match your account balance, shun it! It is a scam. For example I have 12,540 Naira in my account and I receive a credit alert of 5,000 Naira my total balance should be 17,540. Otherwise, it is a fraud. Although, if the scammer has access to you phone he can see your account balance and manipulate it.
  2. Always check using directly with the bank: whenever you receive a credit alert, always check your account if it has reflect before making a business decision or offering a service. There are many channel you can use, e.g mobile, internet, Atm banking etc. Also be security conscious while using mobile banking. Choose a secure password that’s easily rememberable don’t not guessable.
  3. Always delete bank transactions: whenever you receive a bank alert for whatsoever reason, always delete it. This could prevent a relative or someone with access to your phone from scamming you. Trust no one. 
  4.  Use a separate personal number for alert: using your business number as the number you use for alert is not also safe. Although, most business men and women can’t deal with issue the keeping a personal. It is advisable we had started to learn it.
  5. Report to the bank or police: there are sometimes we do receive alert but doesn’t reflect in our account. This may be caused by network or malfunctions in the bank system. It is advisable you contact the bank immediately or  call a police officer to serve as a legal evidence between you and the sender.

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